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Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Real Estate Trivia
Q 
Over what famous building is aircraft forbidden to fly at any time?
A 
No aircraft is permitted to fly over the Taj Mahal in India.
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Elizabeth Splitt, REALTOR®, real estate agent and broker for Grayslake, Libertyville and Northern Illinois, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Elizabeth Splitt
Coldwell Banker Residential Brokerage
1133 South Milwaukee
Libertville, IL 60048
847-987-4941
Fax: 847-362-9625
ElizabethSplitt@NUMBER1EXPERT.com




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